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All along my childhood, I knew one thing for sure. Whatever happens , every person is individually responsible for his or her actions and in the final count , he or she will be accountable for his or her actions. No one else can be your proxy or help you or chip in for you. You will be bearing the result of your actions. No one else can come to your rescue. This awareness has been there with me for a very long time and this has established the direction of my actions many many times.
    Assume a huge bank - nature or universe. It is all encompassing and all inclusive. Every thought that crosses your mind is released into this bank and gets deposited in your account , if you like it or not. These are all the causes for which there has to be an effect and you are the target for that effect. Depending on the nature of that initial thought , the nature of effect varies. Cumulatively , the net result of all the thoughts , basically determine your destiny. The bank has been accumulating these thoughts in your name life after life. As long as there are more "effects" remaining in your account , you are bound to return to life. To put an end to this cycle , you either choose your thoughts to be neutral or assign them to some power superior to you , so that they do not get deposited in your name. This way , the effect of these , need not be borne by you.
                As long as the balance in the account is either positive or negative , you have to have a life to exhaust the balance. Better to have a positive balance , rather than negative.  Also , when you expect something in return to whatever you  have done or given out (actions) , you are applying them (actions) in your name. Instead, if you just act and leave it at that , without attaching your ego to it, or without expecting anything in return for your action, it will not get attached with your name in it. This way, your account balance can be reduced. The final destination is to make the balance zero.